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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,917 | $183,539-72.3% | $155,556-67.3% | $145,897-65.1% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 6.59% | 61.31%-54.7pp | 64.84%-58.3pp | 552.29%-545.7pp |
| Employer contribution / active EE | $3,146 | $5,315-40.8% | $4,675-32.7% | $4,663-32.5% |
| Participant deferral / active EE | $7,933 | $6,467+22.7% | $5,631+40.9% | $6,689+18.6% |
| Admin fee / account holder | $257 | $19,275-98.7% | $15,885-98.4% | $13,390-98.1% |