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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,697 | $93,598-81.1% | $135,974-87.0% | $75,173-76.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 40.91% | 30.89%+10.0pp | 68.30%-27.4pp | 160.72%-119.8pp |
| Employer contribution / active EE | $3,728 | $3,538+5.4% | $4,859-23.3% | $2,671+39.6% |
| Participant deferral / active EE | $5,992 | $6,405-6.4% | $7,760-22.8% | $4,126+45.2% |
| Admin fee / account holder | $665 | $6,978-90.5% | $10,767-93.8% | $5,651-88.2% |