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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,750 | $82,674-88.2% | $125,381-92.2% | $68,486-85.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -16.05% | -5.97%-10.1pp | 572.31%-588.4pp | -7.85%-8.2pp |
| Employer contribution / active EE | $3,170 | $3,382-6.3% | $4,815-34.2% | $2,597+22.1% |
| Participant deferral / active EE | $5,531 | $6,111-9.5% | $7,448-25.7% | $4,028+37.3% |
| Admin fee / account holder | $2,010 | $6,277-68.0% | $10,007-79.9% | $5,404-62.8% |