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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,312 | $76,608-56.5% | $56,077-40.6% | $145,877-77.2% |
| Participation rate | 47.8% | 63.2%-15.4pp | 52.5%-4.7pp | 80.3%-32.5pp |
| Annual return | 15.59% | 3009.59%-2994.0pp | 1709.28%-1693.7pp | 551.28%-535.7pp |
| Employer contribution / active EE | $795 | $1,382-42.4% | $1,040-23.6% | $4,663-82.9% |
| Participant deferral / active EE | $2,754 | $2,624+4.9% | $1,954+40.9% | $6,691-58.8% |
| Admin fee / account holder | $453 | $3,325-86.4% | $2,825-84.0% | $13,402-96.6% |