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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,577 | $81,763-54.0% | $58,561-35.8% | $139,466-73.1% |
| Participation rate | 38.9% | 61.3%-22.4pp | 50.9%-12.0pp | 80.3%-41.4pp |
| Annual return | 34.56% | 7427.77%-7393.2pp | 4251.33%-4216.8pp | 373.66%-339.1pp |
| Employer contribution / active EE | $796 | $1,398-43.1% | $1,053-24.5% | $4,754-83.3% |
| Participant deferral / active EE | $3,303 | $2,555+29.3% | $1,923+71.8% | $6,712-50.8% |
| Admin fee / account holder | $1,105 | $3,273-66.3% | $2,520-56.2% | $11,409-90.3% |