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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,435 | $108,285-91.3% | $77,552-87.8% | $158,982-94.1% |
| Participation rate | 33.3% | 64.4%-31.1pp | 54.2%-20.9pp | 82.0%-48.6pp |
| Annual return | 0.00% | 31.69%-31.7pp | 54.82%-54.8pp | 302.99%-303.0pp |
| Employer contribution / active EE | $650 | $1,325-51.0% | $987-34.2% | $4,763-86.4% |
| Participant deferral / active EE | $2,555 | $2,455+4.1% | $1,861+37.3% | $5,983-57.3% |
| Admin fee / account holder | $794 | $3,709-78.6% | $2,859-72.2% | $11,252-92.9% |