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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,312 | $76,519-56.5% | $56,025-40.5% | $145,897-77.2% |
| Participation rate | 47.8% | 63.2%-15.4pp | 52.5%-4.7pp | 80.3%-32.5pp |
| Annual return | 15.59% | 3017.03%-3001.4pp | 1712.69%-1697.1pp | 552.29%-536.7pp |
| Employer contribution / active EE | $795 | $1,383-42.5% | $1,042-23.6% | $4,663-82.9% |
| Participant deferral / active EE | $2,754 | $2,624+4.9% | $1,955+40.9% | $6,689-58.8% |
| Admin fee / account holder | $453 | $3,331-86.4% | $2,828-84.0% | $13,390-96.6% |