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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,712 | $109,908+6.2% | $97,161+20.1% | $145,978-20.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 14.75% | 243.80%-229.1pp | 75.36%-60.6pp | 550.52%-535.8pp |
| Employer contribution / active EE | $10,841 | $3,077+252.3% | $2,723+298.1% | $4,662+132.5% |
| Participant deferral / active EE | $4,873 | $4,679+4.2% | $4,265+14.3% | $6,690-27.2% |
| Admin fee / account holder | $2,147 | $6,213-65.4% | $5,647-62.0% | $13,400-84.0% |