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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,498 | $121,656-20.7% | $104,614-7.8% | $158,950-39.3% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 462.97% | 465.51%-2.5pp | 340.56%+122.4pp | 302.91%+160.1pp |
| Employer contribution / active EE | $25,733 | $3,164+713.2% | $2,681+859.8% | $4,762+440.4% |
| Participant deferral / active EE | $5,891 | $4,177+41.0% | $3,739+57.6% | $5,983-1.5% |
| Admin fee / account holder | $538 | $7,775-93.1% | $6,464-91.7% | $11,248-95.2% |