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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,498 | $121,677-20.7% | $104,625-7.8% | $158,966-39.3% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 462.97% | 465.58%-2.6pp | 340.60%+122.4pp | 302.95%+160.0pp |
| Employer contribution / active EE | $25,733 | $3,165+713.1% | $2,681+859.7% | $4,762+440.3% |
| Participant deferral / active EE | $5,891 | $4,175+41.1% | $3,738+57.6% | $5,983-1.5% |
| Admin fee / account holder | $538 | $7,777-93.1% | $6,465-91.7% | $11,250-95.2% |