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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,985 | $185,312-73.6% | $161,489-69.7% | $154,746-68.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 173.58% | 103.84%+69.7pp | 89.72%+83.9pp | 172.34%+1.2pp |
| Employer contribution / active EE | $1,463 | $4,769-69.3% | $4,268-65.7% | $4,379-66.6% |
| Participant deferral / active EE | $3,864 | $6,350-39.1% | $5,630-31.4% | $6,730-42.6% |
| Admin fee / account holder | $7,471 | $18,654-60.0% | $16,006-53.3% | $14,365-48.0% |