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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,985 | $172,111-71.5% | $150,298-67.4% | $137,256-64.3% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 173.58% | 69.37%+104.2pp | 62.79%+110.8pp | 220.34%-46.8pp |
| Employer contribution / active EE | $1,463 | $4,636-68.4% | $4,154-64.8% | $4,156-64.8% |
| Participant deferral / active EE | $3,864 | $6,166-37.3% | $5,453-29.1% | $6,407-39.7% |
| Admin fee / account holder | $7,471 | $16,471-54.6% | $14,116-47.1% | $12,270-39.1% |