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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,808 | $100,938+106.9% | $90,461+130.8% | $158,982+31.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 10.79% | 1727.20%-1716.4pp | 1294.76%-1284.0pp | 302.99%-292.2pp |
| Employer contribution / active EE | $3,240 | $3,691-12.2% | $3,264-0.7% | $4,763-32.0% |
| Participant deferral / active EE | $0 | $4,350-100.0% | $3,964-100.0% | $5,983-100.0% |
| Admin fee / account holder | $1,395 | $6,510-78.6% | $5,617-75.2% | $11,252-87.6% |