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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,133 | $103,038+81.6% | $90,324+107.2% | $152,909+22.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 15.08% | 95.25%-80.2pp | 78.15%-63.1pp | 345.46%-330.4pp |
| Employer contribution / active EE | $3,953 | $3,141+25.9% | $2,856+38.4% | $4,764-17.0% |
| Participant deferral / active EE | $0 | $4,282-100.0% | $3,885-100.0% | $5,851-100.0% |
| Admin fee / account holder | $3,118 | $6,177-49.5% | $5,356-41.8% | $11,601-73.1% |