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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,214 | $148,623+33.4% | $135,974+45.8% | $139,466+42.1% |
| Participation rate | 25.0% | 83.9%-58.9pp | 81.9%-56.9pp | 80.3%-55.3pp |
| Annual return | 16.11% | 79.30%-63.2pp | 68.30%-52.2pp | 373.66%-357.5pp |
| Employer contribution / active EE | $2,878 | $5,246-45.2% | $4,859-40.8% | $4,754-39.5% |
| Participant deferral / active EE | $7,500 | $8,103-7.4% | $7,760-3.4% | $6,712+11.7% |
| Admin fee / account holder | $7,124 | $12,406-42.6% | $10,767-33.8% | $11,409-37.6% |