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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,162 | $165,399-47.9% | $149,745-42.5% | $158,982-45.8% |
| Participation rate | 25.0% | 84.6%-59.6pp | 82.5%-57.5pp | 82.0%-57.0pp |
| Annual return | 43.43% | 348.34%-304.9pp | 276.72%-233.3pp | 302.99%-259.6pp |
| Employer contribution / active EE | $3,948 | $5,105-22.7% | $4,646-15.0% | $4,763-17.1% |
| Participant deferral / active EE | $6,500 | $7,183-9.5% | $6,843-5.0% | $5,983+8.6% |
| Admin fee / account holder | $1,954 | $10,811-81.9% | $9,312-79.0% | $11,252-82.6% |