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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,936 | $157,296-80.3% | $141,191-78.1% | $152,897-79.8% |
| Participation rate | 25.0% | 84.8%-59.8pp | 82.5%-57.5pp | 82.5%-57.5pp |
| Annual return | 0.00% | 64.34%-64.3pp | 71.41%-71.4pp | 345.43%-345.4pp |
| Employer contribution / active EE | $2,438 | $5,262-53.7% | $4,736-48.5% | $4,764-48.8% |
| Participant deferral / active EE | $4,750 | $7,111-33.2% | $6,710-29.2% | $5,851-18.8% |
| Admin fee / account holder | $1,039 | $12,125-91.4% | $10,264-89.9% | $11,599-91.0% |