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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,183 | $29,670-5.0% | $56,054-49.7% | $80,911-65.2% |
| Participation rate | 27.3% | 41.7%-14.4pp | 52.5%-25.2pp | 67.6%-40.4pp |
| Annual return | 16.84% | 35.24%-18.4pp | 1705.95%-1689.1pp | 35.63%-18.8pp |
| Employer contribution / active EE | $528 | $670-21.1% | $1,039-49.1% | $2,756-80.8% |
| Participant deferral / active EE | $1,633 | $1,227+33.1% | $1,952-16.4% | $4,297-62.0% |
| Admin fee / account holder | $19 | $2,431-99.2% | $2,822-99.3% | $6,935-99.7% |