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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,713 | $27,632-61.2% | $61,452-82.6% | $68,486-84.4% |
| Participation rate | 31.0% | 39.5%-8.6pp | 52.6%-21.6pp | 67.9%-36.9pp |
| Annual return | -24.42% | -13.24%-11.2pp | 338.96%-363.4pp | -7.85%-16.6pp |
| Employer contribution / active EE | $544 | $696-21.8% | $1,160-53.1% | $2,597-79.0% |
| Participant deferral / active EE | $1,507 | $1,264+19.3% | $2,125-29.1% | $4,028-62.6% |
| Admin fee / account holder | $17 | $2,010-99.1% | $2,131-99.2% | $5,404-99.7% |