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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,347 | $106,864-25.7% | $147,318-46.1% | $82,637-4.0% |
| Participation rate | 91.4% | 75.5%+15.9pp | 82.1%+9.4pp | 68.1%+23.4pp |
| Annual return | 29.79% | 27.49%+2.3pp | 70.43%-40.6pp | 53.51%-23.7pp |
| Employer contribution / active EE | $5,753 | $3,417+68.4% | $4,593+25.3% | $2,552+125.4% |
| Participant deferral / active EE | $19,486 | $6,496+200.0% | $7,906+146.5% | $4,126+372.3% |
| Admin fee / account holder | $18,269 | $8,415+117.1% | $13,708+33.3% | $7,339+148.9% |