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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,154 | $102,393-47.1% | $147,041-63.2% | $80,911-33.1% |
| Participation rate | 95.5% | 75.9%+19.6pp | 82.2%+13.3pp | 67.6%+27.8pp |
| Annual return | 17.55% | 134.95%-117.4pp | 419.21%-401.7pp | 35.63%-18.1pp |
| Employer contribution / active EE | $4,272 | $3,715+15.0% | $4,935-13.4% | $2,756+55.0% |
| Participant deferral / active EE | $7,852 | $6,647+18.1% | $8,071-2.7% | $4,297+82.7% |
| Admin fee / account holder | $4,264 | $7,943-46.3% | $13,006-67.2% | $6,935-38.5% |