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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,010 | $154,159-64.3% | $130,026-57.7% | $139,456-60.6% |
| Participation rate | 71.4% | 82.0%-10.5pp | 78.5%-7.1pp | 80.3%-8.9pp |
| Annual return | 26.66% | 32.50%-5.8pp | -137.26%+163.9pp | 373.45%-346.8pp |
| Employer contribution / active EE | $3,954 | $5,292-25.3% | $4,321-8.5% | $4,753-16.8% |
| Participant deferral / active EE | $12,664 | $6,710+88.7% | $5,821+117.6% | $6,711+88.7% |
| Admin fee / account holder | $664 | $14,001-95.3% | $10,608-93.7% | $11,407-94.2% |