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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,125 | $142,392-80.2% | $119,622-76.5% | $134,532-79.1% |
| Participation rate | 85.7% | 82.8%+2.9pp | 79.3%+6.5pp | 81.2%+4.5pp |
| Annual return | -27.88% | -12.46%-15.4pp | -14.98%-12.9pp | 418.27%-446.2pp |
| Employer contribution / active EE | $3,566 | $5,224-31.7% | $4,232-15.7% | $4,741-24.8% |
| Participant deferral / active EE | $11,446 | $6,467+77.0% | $5,601+104.4% | $6,401+78.8% |
| Admin fee / account holder | $362 | $13,593-97.3% | $10,328-96.5% | $11,429-96.8% |