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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,138 | $108,825-76.0% | $156,181-83.3% | $82,448-68.3% |
| Participation rate | 81.0% | 72.4%+8.6pp | 78.8%+2.1pp | 68.1%+12.9pp |
| Annual return | 22.31% | 20.59%+1.7pp | 64.87%-42.6pp | 41.64%-19.3pp |
| Employer contribution / active EE | $1,626 | $2,870-43.4% | $4,294-62.1% | $2,551-36.3% |
| Participant deferral / active EE | $5,015 | $4,577+9.6% | $6,132-18.2% | $4,139+21.2% |
| Admin fee / account holder | $2,463 | $9,341-73.6% | $14,586-83.1% | $7,234-66.0% |