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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,138 | $123,478-78.8% | $216,567-87.9% | $94,015-72.2% |
| Participation rate | 81.0% | 75.1%+5.8pp | 81.6%-0.7pp | 70.8%+10.1pp |
| Annual return | 22.31% | 23.61%-1.3pp | 12.94%+9.4pp | 17.84%+4.5pp |
| Employer contribution / active EE | $1,626 | $3,136-48.2% | $5,216-68.8% | $2,790-41.7% |
| Participant deferral / active EE | $5,015 | $4,556+10.1% | $6,191-19.0% | $4,249+18.0% |
| Admin fee / account holder | $2,463 | $12,753-80.7% | $21,981-88.8% | $8,951-72.5% |