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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,138 | $114,712-77.2% | $173,730-85.0% | $87,485-70.1% |
| Participation rate | 81.0% | 73.0%+8.0pp | 79.6%+1.4pp | 68.9%+12.0pp |
| Annual return | 22.31% | 20.18%+2.1pp | 19.96%+2.4pp | 26.06%-3.7pp |
| Employer contribution / active EE | $1,626 | $2,904-44.0% | $4,577-64.5% | $2,596-37.4% |
| Participant deferral / active EE | $5,015 | $4,642+8.0% | $6,326-20.7% | $4,274+17.3% |
| Admin fee / account holder | $2,463 | $10,210-75.9% | $17,523-85.9% | $7,775-68.3% |