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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,265 | $102,609-13.0% | $98,090-9.0% | $138,895-35.7% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 15.92% | 36.44%-20.5pp | 37.05%-21.1pp | 145.39%-129.5pp |
| Employer contribution / active EE | $16,837 | $3,867+335.4% | $3,606+366.9% | $4,194+301.4% |
| Participant deferral / active EE | $30,940 | $8,167+278.8% | $7,845+294.4% | $6,396+383.7% |
| Admin fee / account holder | $24,693 | $11,434+116.0% | $11,815+109.0% | $12,562+96.6% |