Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,078 | $95,453-68.5% | $112,040-73.2% | $82,448-63.5% |
| Participation rate | 55.4% | 72.8%-17.4pp | 76.5%-21.1pp | 68.1%-12.7pp |
| Annual return | 15.65% | 23.92%-8.3pp | 24.52%-8.9pp | 41.64%-26.0pp |
| Employer contribution / active EE | $2,226 | $2,318-4.0% | $2,954-24.6% | $2,551-12.7% |
| Participant deferral / active EE | $4,174 | $4,224-1.2% | $5,098-18.1% | $4,139+0.8% |
| Admin fee / account holder | $8,911 | $9,013-1.1% | $12,098-26.3% | $7,234+23.2% |