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| Provider | Service type | Compensation |
|---|---|---|
MERCER3+ years Filed as: MERCER INVESTMENTS, LLC Service code 16 · EIN 30-0282430 | Consulting | $151,323 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $66,934 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $11,422 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,680 | $122,128-61.0% | $147,117-67.6% | $200,096-76.2% |
| Participation rate | 67.0% | 78.2%-11.2pp | 82.2%-15.2pp | 72.0%-5.0pp |
| Annual return | 14.43% | 30.58%-16.2pp | 420.54%-406.1pp | 34.26%-19.8pp |
| Employer contribution / active EE | $1,596 | $4,093-61.0% | $4,932-67.6% | $3,038-47.5% |
| Participant deferral / active EE | $4,851 | $8,484-42.8% | $8,065-39.8% | $5,090-4.7% |
| Admin fee / account holder | $226 | $180+25.8% | $12,993-98.3% | $269-16.1% |