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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,824 | $27,936-61.3% | $58,561-81.5% | $75,173-85.6% |
| Participation rate | 67.5% | 38.8%+28.7pp | 50.9%+16.6pp | 67.2%+0.3pp |
| Annual return | 28.84% | 44.21%-15.4pp | 4251.33%-4222.5pp | 160.72%-131.9pp |
| Employer contribution / active EE | $722 | $670+7.9% | $1,053-31.4% | $2,671-73.0% |
| Participant deferral / active EE | $2,582 | $1,202+114.8% | $1,923+34.3% | $4,126-37.4% |
| Admin fee / account holder | $333 | $1,727-80.7% | $2,520-86.8% | $5,651-94.1% |