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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,849 | $27,632-75.2% | $61,452-88.9% | $68,486-90.0% |
| Participation rate | 65.0% | 39.5%+25.5pp | 52.6%+12.4pp | 67.9%-2.9pp |
| Annual return | -20.79% | -13.24%-7.6pp | 338.96%-359.7pp | -7.85%-12.9pp |
| Employer contribution / active EE | $703 | $696+1.1% | $1,160-39.3% | $2,597-72.9% |
| Participant deferral / active EE | $2,231 | $1,264+76.6% | $2,125+5.0% | $4,028-44.6% |
| Admin fee / account holder | $322 | $2,010-84.0% | $2,131-84.9% | $5,404-94.0% |