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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,345 | $111,830-4.0% | $93,696+14.6% | $145,884-26.4% |
| Participation rate | 36.4% | 74.2%-37.9pp | 68.7%-32.4pp | 80.3%-43.9pp |
| Annual return | 48.04% | 204.08%-156.0pp | 133.74%-85.7pp | 551.85%-503.8pp |
| Employer contribution / active EE | $1,288 | $3,093-58.4% | $2,422-46.8% | $4,662-72.4% |
| Participant deferral / active EE | $6,295 | $4,920+27.9% | $4,417+42.5% | $6,690-5.9% |
| Admin fee / account holder | $1,273 | $10,249-87.6% | $8,287-84.6% | $13,392-90.5% |