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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,960 | $59,834-60.0% | $79,576-69.9% | $68,495-65.0% |
| Participation rate | 46.7% | 61.1%-14.4pp | 69.5%-22.8pp | 67.9%-21.2pp |
| Annual return | -17.79% | -12.30%-5.5pp | 0.15%-17.9pp | -7.84%-9.9pp |
| Employer contribution / active EE | $1,289 | $1,505-14.4% | $2,413-46.6% | $2,596-50.4% |
| Participant deferral / active EE | $2,987 | $3,024-1.2% | $3,985-25.0% | $4,028-25.8% |
| Admin fee / account holder | $522 | $4,835-89.2% | $6,834-92.4% | $5,403-90.3% |