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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,658 | $112,935-82.6% | $90,970-78.4% | $158,966-87.6% |
| Participation rate | 25.0% | 74.7%-49.7pp | 69.0%-44.0pp | 82.0%-57.0pp |
| Annual return | 18.94% | 215.79%-196.8pp | 134.58%-115.6pp | 302.95%-284.0pp |
| Employer contribution / active EE | $975 | $2,895-66.3% | $2,122-54.0% | $4,762-79.5% |
| Participant deferral / active EE | $2,532 | $4,129-38.7% | $3,373-24.9% | $5,983-57.7% |
| Admin fee / account holder | $921 | $8,045-88.5% | $5,960-84.5% | $11,250-91.8% |