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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,255 | $154,228-63.5% | $145,433-61.3% | $137,256-59.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.66% | 74.59%-58.9pp | 66.58%-50.9pp | 220.34%-204.7pp |
| Employer contribution / active EE | $8,059 | $4,804+67.8% | $4,554+77.0% | $4,156+93.9% |
| Participant deferral / active EE | $7,479 | $8,216-9.0% | $7,897-5.3% | $6,407+16.7% |
| Admin fee / account holder | $2,294 | $14,344-84.0% | $13,129-82.5% | $12,270-81.3% |