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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,346 | $69,118-54.6% | $53,647-41.6% | $138,895-77.4% |
| Participation rate | 25.0% | 64.0%-39.0pp | 56.3%-31.3pp | 79.9%-54.9pp |
| Annual return | 25.79% | 248.26%-222.5pp | 358.33%-332.5pp | 145.39%-119.6pp |
| Employer contribution / active EE | $713 | $1,189-40.1% | $962-25.9% | $4,194-83.0% |
| Participant deferral / active EE | $2,061 | $2,274-9.4% | $1,813+13.7% | $6,396-67.8% |
| Admin fee / account holder | $4,393 | $2,724+61.3% | $2,460+78.6% | $12,562-65.0% |