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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,441 | $76,634-65.5% | $56,054-52.8% | $145,978-81.9% |
| Participation rate | 25.0% | 63.2%-38.2pp | 52.5%-27.5pp | 80.3%-55.3pp |
| Annual return | 17.08% | 3004.33%-2987.2pp | 1705.95%-1688.9pp | 550.52%-533.4pp |
| Employer contribution / active EE | $780 | $1,380-43.5% | $1,039-24.9% | $4,662-83.3% |
| Participant deferral / active EE | $2,146 | $2,622-18.2% | $1,952+9.9% | $6,690-67.9% |
| Admin fee / account holder | $423 | $3,321-87.3% | $2,822-85.0% | $13,400-96.8% |