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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,041 | $136,860-26.9% | $120,344-16.9% | $154,746-35.4% |
| Participation rate | 64.3% | 79.9%-15.6pp | 76.7%-12.4pp | 80.7%-16.4pp |
| Annual return | 14.34% | 21.38%-7.0pp | 20.30%-6.0pp | 172.34%-158.0pp |
| Employer contribution / active EE | $1,153 | $3,533-67.4% | $3,020-61.8% | $4,379-73.7% |
| Participant deferral / active EE | $4,141 | $5,793-28.5% | $5,135-19.4% | $6,730-38.5% |
| Admin fee / account holder | $949 | $15,393-93.8% | $12,742-92.5% | $14,365-93.4% |