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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,041 | $124,425-19.6% | $112,040-10.7% | $137,256-27.1% |
| Participation rate | 64.3% | 79.3%-15.0pp | 76.5%-12.2pp | 80.0%-15.7pp |
| Annual return | 14.34% | 24.72%-10.4pp | 24.52%-10.2pp | 220.34%-206.0pp |
| Employer contribution / active EE | $1,153 | $3,411-66.2% | $2,954-61.0% | $4,156-72.2% |
| Participant deferral / active EE | $4,141 | $5,718-27.6% | $5,098-18.8% | $6,407-35.4% |
| Admin fee / account holder | $949 | $15,207-93.8% | $12,098-92.2% | $12,270-92.3% |