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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,041 | $167,415-40.2% | $140,514-28.8% | $198,609-49.6% |
| Participation rate | 64.3% | 80.9%-16.6pp | 77.8%-13.5pp | 82.4%-18.1pp |
| Annual return | 14.34% | 13.85%+0.5pp | 14.36%0pp | 202.70%-188.4pp |
| Employer contribution / active EE | $1,153 | $4,088-71.8% | $3,378-65.9% | $5,055-77.2% |
| Participant deferral / active EE | $4,141 | $5,579-25.8% | $4,919-15.8% | $6,977-40.6% |
| Admin fee / account holder | $949 | $16,730-94.3% | $13,697-93.1% | $19,030-95.0% |