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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,117 | $110,410-95.4% | $102,437-95.0% | $145,897-96.5% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 12.75% | 24.85%-12.1pp | 24.95%-12.2pp | 552.29%-539.5pp |
| Employer contribution / active EE | $994 | $4,217-76.4% | $3,871-74.3% | $4,663-78.7% |
| Participant deferral / active EE | $1,553 | $5,622-72.4% | $5,060-69.3% | $6,689-76.8% |
| Admin fee / account holder | $2,313 | $9,745-76.3% | $8,388-72.4% | $13,390-82.7% |