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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,000 | $154,228-21.5% | $145,433-16.8% | $137,256-11.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.13% | 74.59%-59.5pp | 66.58%-51.4pp | 220.34%-205.2pp |
| Employer contribution / active EE | $6,527 | $4,804+35.9% | $4,554+43.3% | $4,156+57.0% |
| Participant deferral / active EE | $14,387 | $8,216+75.1% | $7,897+82.2% | $6,407+124.6% |
| Admin fee / account holder | $832 | $14,344-94.2% | $13,129-93.7% | $12,270-93.2% |