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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,184 | $67,595-30.2% | $186,193-74.7% | $64,340-26.7% |
| Participation rate | 99.1% | 51.9%+47.2pp | 77.1%+22.0pp | 55.2%+43.9pp |
| Annual return | 15.78% | 17.46%-1.7pp | 78.03%-62.2pp | 24.14%-8.4pp |
| Employer contribution / active EE | $1,884 | $1,513+24.6% | $3,918-51.9% | $1,862+1.2% |
| Participant deferral / active EE | $3,544 | $3,023+17.2% | $6,513-45.6% | $2,980+18.9% |
| Admin fee / account holder | $7,566 | $5,311+42.5% | $11,058-31.6% | $3,703+104.3% |