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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,187 | $136,860-64.1% | $120,344-59.1% | $154,746-68.2% |
| Participation rate | 37.5% | 79.9%-42.4pp | 76.7%-39.2pp | 80.7%-43.2pp |
| Annual return | 20.21% | 21.38%-1.2pp | 20.30%-0.1pp | 172.34%-152.1pp |
| Employer contribution / active EE | $1,234 | $3,533-65.1% | $3,020-59.1% | $4,379-71.8% |
| Participant deferral / active EE | $2,340 | $5,793-59.6% | $5,135-54.4% | $6,730-65.2% |
| Admin fee / account holder | $60 | $15,393-99.6% | $12,742-99.5% | $14,365-99.6% |