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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,404 | $160,028-49.1% | $147,080-44.7% | $145,884-44.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.61% | 98.60%-83.0pp | 420.17%-404.6pp | 551.85%-536.2pp |
| Employer contribution / active EE | $5,602 | $5,286+6.0% | $4,933+13.5% | $4,662+20.1% |
| Participant deferral / active EE | $19,320 | $8,422+129.4% | $8,066+139.5% | $6,690+188.8% |
| Admin fee / account holder | $10,446 | $15,030-30.5% | $12,989-19.6% | $13,392-22.0% |