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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,166 | $81,262-43.2% | $155,602-70.3% | $80,911-42.9% |
| Participation rate | 36.1% | 66.2%-30.1pp | 78.2%-42.1pp | 67.6%-31.5pp |
| Annual return | 205.69% | 33.34%+172.4pp | 64.81%+140.9pp | 35.63%+170.1pp |
| Employer contribution / active EE | $1,415 | $3,102-54.4% | $4,675-69.7% | $2,756-48.7% |
| Participant deferral / active EE | $1,812 | $3,451-47.5% | $5,629-67.8% | $4,297-57.8% |
| Admin fee / account holder | $3,197 | $7,992-60.0% | $15,923-79.9% | $6,935-53.9% |