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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,325 | $77,908-82.9% | $149,696-91.1% | $75,173-82.3% |
| Participation rate | 31.6% | 65.6%-34.0pp | 78.8%-47.2pp | 67.2%-35.6pp |
| Annual return | 18.16% | 31.73%-13.6pp | 134.46%-116.3pp | 160.72%-142.6pp |
| Employer contribution / active EE | $1,030 | $3,138-67.2% | $4,821-78.6% | $2,671-61.4% |
| Participant deferral / active EE | $1,233 | $3,411-63.8% | $5,682-78.3% | $4,126-70.1% |
| Admin fee / account holder | $320 | $5,950-94.6% | $13,212-97.6% | $5,651-94.3% |