Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,618 | $75,541-95.2% | $152,093-97.6% | $82,637-95.6% |
| Participation rate | 64.4% | 66.5%-2.1pp | 77.8%-13.3pp | 68.1%-3.6pp |
| Annual return | 24.20% | 32.56%-8.4pp | 66.36%-42.2pp | 53.51%-29.3pp |
| Employer contribution / active EE | $424 | $2,622-83.8% | $4,175-89.8% | $2,552-83.4% |
| Participant deferral / active EE | $653 | $3,206-79.6% | $5,451-88.0% | $4,126-84.2% |
| Admin fee / account holder | $502 | $6,405-92.2% | $14,497-96.5% | $7,339-93.2% |