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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,627 | $100,805-67.6% | $86,698-62.4% | $134,532-75.7% |
| Participation rate | 62.5% | 79.0%-16.5pp | 76.6%-14.1pp | 81.2%-18.7pp |
| Annual return | -20.66% | 29.09%-49.7pp | 35.95%-56.6pp | 418.27%-438.9pp |
| Employer contribution / active EE | $2,621 | $3,490-24.9% | $2,837-7.6% | $4,741-44.7% |
| Participant deferral / active EE | $7,045 | $5,339+31.9% | $4,656+51.3% | $6,401+10.1% |
| Admin fee / account holder | $18 | $10,925-99.8% | $7,493-99.8% | $11,429-99.8% |