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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,777 | $103,392-74.1% | $87,104-69.3% | $152,897-82.5% |
| Participation rate | 33.3% | 79.4%-46.0pp | 76.9%-43.5pp | 82.5%-49.1pp |
| Annual return | 48.94% | 28.10%+20.8pp | 28.19%+20.7pp | 345.43%-296.5pp |
| Employer contribution / active EE | $3,389 | $3,221+5.2% | $2,521+34.4% | $4,764-28.9% |
| Participant deferral / active EE | $7,699 | $4,778+61.1% | $4,048+90.2% | $5,851+31.6% |
| Admin fee / account holder | $0 | $12,194-100.0% | $7,491-100.0% | $11,599-100.0% |