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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,919 | $183,627-60.8% | $155,602-53.8% | $145,978-50.7% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 3.93% | 61.32%-57.4pp | 64.81%-60.9pp | 550.52%-546.6pp |
| Employer contribution / active EE | $10,887 | $5,316+104.8% | $4,675+132.9% | $4,662+133.5% |
| Participant deferral / active EE | $8,725 | $6,466+34.9% | $5,629+55.0% | $6,690+30.4% |
| Admin fee / account holder | $30,994 | $19,327+60.4% | $15,923+94.6% | $13,400+131.3% |