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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,787 | $69,118-58.4% | $53,647-46.3% | $138,895-79.3% |
| Participation rate | 53.3% | 64.0%-10.6pp | 56.3%-2.9pp | 79.9%-26.6pp |
| Annual return | 19.85% | 248.26%-228.4pp | 358.33%-338.5pp | 145.39%-125.5pp |
| Employer contribution / active EE | $1,305 | $1,189+9.7% | $962+35.6% | $4,194-68.9% |
| Participant deferral / active EE | $4,227 | $2,274+85.9% | $1,813+133.1% | $6,396-33.9% |
| Admin fee / account holder | $313 | $2,724-88.5% | $2,460-87.3% | $12,562-97.5% |