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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,691 | $27,936-54.6% | $58,561-78.3% | $75,173-83.1% |
| Participation rate | 28.6% | 38.8%-10.3pp | 50.9%-22.3pp | 67.2%-38.6pp |
| Annual return | 22.33% | 44.21%-21.9pp | 4251.33%-4229.0pp | 160.72%-138.4pp |
| Employer contribution / active EE | $616 | $670-8.0% | $1,053-41.5% | $2,671-76.9% |
| Participant deferral / active EE | $1,505 | $1,202+25.2% | $1,923-21.7% | $4,126-63.5% |
| Admin fee / account holder | $179 | $1,727-89.6% | $2,520-92.9% | $5,651-96.8% |