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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,879 | $100,060-71.1% | $149,721-80.7% | $70,126-58.8% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.1%+12.9pp | 69.5%+30.5pp |
| Annual return | 14.79% | 27.46%-12.7pp | 1501.67%-1486.9pp | 73.15%-58.4pp |
| Employer contribution / active EE | $2,594 | $3,661-29.2% | $5,444-52.4% | $2,343+10.7% |
| Participant deferral / active EE | $4,468 | $4,982-10.3% | $6,568-32.0% | $3,332+34.1% |
| Admin fee / account holder | $15,953 | $8,285+92.5% | $11,282+41.4% | $4,645+243.4% |