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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,506 | $275,752+18.0% | $256,809+26.8% | $198,609+63.9% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 35.42% | 34.81%+0.6pp | 32.73%+2.7pp | 202.70%-167.3pp |
| Employer contribution / active EE | $17,017 | $7,721+120.4% | $7,263+134.3% | $5,055+236.6% |
| Participant deferral / active EE | $14,062 | $10,037+40.1% | $9,520+47.7% | $6,977+101.6% |
| Admin fee / account holder | $52,744 | $25,716+105.1% | $25,146+109.7% | $19,030+177.2% |