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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,252 | $108,882-93.3% | $96,754-92.5% | $154,746-95.3% |
| Participation rate | 33.3% | 75.1%-41.7pp | 70.3%-36.9pp | 80.7%-47.4pp |
| Annual return | 49.36% | 98.39%-49.0pp | 82.04%-32.7pp | 172.34%-123.0pp |
| Employer contribution / active EE | $400 | $3,018-86.7% | $2,679-85.1% | $4,379-90.9% |
| Participant deferral / active EE | $1,234 | $5,323-76.8% | $4,758-74.1% | $6,730-81.7% |
| Admin fee / account holder | $10 | $10,200-99.9% | $8,905-99.9% | $14,365-99.9% |