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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,252 | $107,809-93.3% | $97,032-92.5% | $155,188-95.3% |
| Participation rate | 33.3% | 75.5%-42.1pp | 71.6%-38.2pp | 80.8%-47.5pp |
| Annual return | 49.36% | 38.06%+11.3pp | 35.38%+14.0pp | 148.84%-99.5pp |
| Employer contribution / active EE | $400 | $2,911-86.3% | $2,629-84.8% | $4,248-90.6% |
| Participant deferral / active EE | $1,234 | $5,129-75.9% | $4,672-73.6% | $6,531-81.1% |
| Admin fee / account holder | $10 | $10,717-99.9% | $9,418-99.9% | $14,480-99.9% |